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Become a Homeowner  Get Pre-Qualified for your new home today!

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Refinance your Mortgage   Lower your rate and save hundreds on your            monthly payment

Buying? Let us find the right loan for you

Welcome to the official site of New American Lending. We are a full-service mortgage company based in West Hollywood, California. We specialize in 1% Down Payment loans, First Time Home Buyer loans, Conventional loans, Home Purchases, Refinances, VA and FHA loans in Florida, Idaho, Colorado and all of California, including Irvine, Newport Beach, Orange County, West Hollywood, Beverly Hills and all of Los Angeles.  Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money by lowering your interest rate, dropping your existing mortgage insurance, or consolidating debt.

We offer the following purchase loan programs:

No Down Payment FHA | VA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of all borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you.

We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional | HARP | Commercial | Jumbo

What makes New American Lending unique is that we are a full service wholesale broker. This means we have access to all loan products, and can offer you true wholesale pricing, so our rate and costs are always lower than the competition. We are also real estate agents, which means we can be your realtors and your loan brokers, which will save you time and money.

Contact New American Lending today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Recent Articles

Jun
25
2025
Why Homeownership Is Still Worth It—Even Beyond the Finances
In today’s market, many buyers are asking: “Is homeownership still worth it?” With rising costs and economic uncertainty, it’s a fair question. But let’s pause for a moment—because homeownership has never been just about the money. In fact,...
Jun
20
2025
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
When it comes to mortgage rates, most people assume they rise or fall based on whatever the Federal Reserve is doing. But here’s the truth: the Fed doesn’t directly set mortgage rates—and relying on headlines or social media to “time the market” could...
Jun
13
2025
The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers
There’s big news in the real estate world—and it’s great news for homebuyers. The National Association of Realtors (NAR) has officially repealed the controversial no-commingling rule, a policy that had long made the online home search experience more...
Jun
04
2025
Why Now Might Be the Best Time in Years to Buy a Home (Seriously)
The Housing Market Is Changing—and It’s Finally in Your Favor If you’ve been sitting on the sidelines, waiting for the “right time” to buy a home, here’s your wake-up call: The market is shifting—and buyers finally have the upper hand...

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